Loan eligibility explainer
Staff explain eligibility rules and documents in plain words.
Banking and insurance · Rural and correspondent banking
Loan officer checklists
Officers check eligibility and paperwork at the customer’s shop or farm.
- Tablet
- Works offline
Tablet assistantOn this device · no internet needed
Documents for a crop loan up to ₹3 lakh?
Land records, ID and address proof, and a sowing certificate from the local office.
Can a tenant farmer apply?
Yes, with a tenancy agreement or a certificate from the local office, per the scheme guideline section 2.
What is the repayment period?
Up to 12 months, aligned with the harvest, per your crop loan policy.
The problem
Loan files come back incomplete because a document was missed on the visit. Requirements vary by loan type, amount and scheme, and change with circulars. Officers visiting farms and shops often have no signal.
Who uses it
Loan officers and credit staff visiting customers, on a tablet.
What you train it on
- Lending policies
- Document checklists
- Scheme guidelines
- Eligibility rules
How it works on the device
- 1
Trained on your lending policies
Document lists, eligibility rules and scheme guidelines for each loan type.
- 2
Checklist on the visit
Officers ask what is needed for the loan in front of them.
- 3
Updated with circulars
New rules reach every officer in the next update.
Why it runs on the device
Complete files
Fewer return visits for missing papers.
Works at the farm
No signal needed.
Current rules
Circular changes reach every tablet.
Questions
No. It explains the rules and the documents needed. Credit decisions are made by your staff and systems.
With your loan system connected as a tool, it can prepare the form for the officer to check and submit.
Only if you allow it, encrypted on the device until they are submitted.
Related use cases
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Pick one team and one use case. We’ll have it running on your own devices in weeks.